Guides — GarahPravesh Blog

Step-by-step help on verifying, financing and buying property.

Featured graphic: Builder-Buyer Agreement Checklist: 15 Clauses
Guides

Builder-Buyer Agreement Checklist: 15 Clauses to Check Before You Sign (RERA)

Carpet area, delay interest, force majeure, cancellation, defect liability and more — the 15 clauses to check in a builder-buyer agreement in Punjab and Haryana, and the red flags in each.

11 November 2026 · 7 min read
Featured graphic: How to File a RERA Complaint in Punjab & Panchkula
Guides How to File a RERA Complaint in Punjab and Panchkula: Forms, Fees and Steps

Form M or Form N? CRA or CAO? The right forum for delay interest, refunds and compensation, the fees, the documents and the step-by-step filing process for Punjab RERA and HRERA Panchkula.

11 Nov 2026 · 6 min read
Featured graphic: How to Check a Builder Before Booking a Flat
Guides How to Check a Builder Before Booking a Flat in Mohali, Zirakpur and Panchkula

A step-by-step checklist before you pay a booking amount: the RERA project page, the builder's record and complaints, land title and approvals, safe payments and the agreement.

11 Nov 2026 · 6 min read
Featured graphic: RERA Delay Interest: How to Claim in Punjab & Haryana
Guides Delayed Possession? How to Claim Interest or a Refund Under RERA in Punjab and Haryana

Builder late with your flat? The RERA delay interest rate (SBI MCLR + 2%), how it is worked out with an example, refund vs interest, and how to file a complaint in Punjab or Panchkula.

11 Nov 2026 · 6 min read
Featured graphic: Hidden Charges in a Flat Price: PLC, Parking, EDC, IFMS
Guides Hidden Charges in a Flat Price: PLC, Parking, Club, EDC, IFMS and GST Explained

Why a ₹75 lakh flat can cost ₹91 lakh: every extra charge on a Tricity builder's price sheet, which carry GST, which are refundable, and which you can negotiate.

11 Nov 2026 · 6 min read
Featured graphic: Rent Agreement in Punjab: Stamp Duty & Police Verification
Guides Rent Agreement in Punjab: 11 Months, Stamp Duty, Registration and Police Verification

Letting a flat in Mohali or Zirakpur? Why agreements run for 11 months, stamp duty and registration, tenant police verification, and the clauses every agreement needs.

29 Oct 2026 · 5 min read
Featured graphic: GMADA Property Transfer: Process, Fees & Documents
Guides GMADA Property Transfer: Process, Fees and Documents for Resale Buyers

Buying a GMADA plot, house or SCO on resale? The No Due Certificate, permission to transfer, transfer fees, conveyance deed and the final transfer in GMADA's records.

29 Oct 2026 · 5 min read
Featured graphic: Buying an Industrial Plot in Lalru: Checklist
Guides Buying an Industrial Plot in Lalru: The Complete Checklist

Lalru on NH-44 has become a hub for industrial plot townships. RERA, permitted industries, pollution consents, power and access, and the 2026 industrial policy incentives.

29 Oct 2026 · 5 min read
Featured graphic: Buying a Commercial SCO or Shop in Zirakpur
Guides Buying a Commercial SCO or Shop in Zirakpur: GST, Rental Yield and Risks

SCOs, showrooms and booths are selling fast along Zirakpur's highways. How to work out the real rental return, the GST you will pay, and the checks before booking.

29 Oct 2026 · 6 min read
Featured graphic for a guide on capital gains tax when selling property in 2026-27
Guides Capital Gains Tax on Selling Property in 2026-27: Rates, Indexation and How to Save

12.5% or 20% with indexation? How capital gains tax works when you sell a flat, house or plot in 2026-27, with a worked Zirakpur example and the legal ways to save tax.

29 Oct 2026 · 7 min read
Featured graphic for a guide on TDS when buying property from an NRI
Guides Buying Property From an NRI: TDS Rules and the New No-TAN Rule (Oct 2026)

Buying a resale flat from an NRI? How much TDS you must deduct, the new PAN-based deposit from 1 October 2026, and a step-by-step buyer checklist.

29 Oct 2026 · 6 min read
Featured graphic for a guide comparing pre-EMI and full EMI on a home loan
Guides Pre-EMI or Full EMI? How to Choose for an Under-Construction Flat

Pre-EMI keeps payments low during construction but costs more overall. A worked example on a ₹60 lakh loan shows the real difference, and when each option makes sense.

29 Oct 2026 · 5 min read
Illustration of a checklist and magnifying glass over a residential tower for Punjab RERA verification
Guides How to Verify a Project's RERA Registration in Punjab (Step by Step)

A plain walkthrough of the Punjab RERA website: how to search a project, what to look for on its page, and the red flags that should make you pause before paying a token amount.

7 Oct 2026 · 6 min read
Stack of property documents with a checkmark for a flat buyer's checklist
Guides 7 Documents to Demand Before Booking Any Flat in the Tricity

Before you hand over a booking amount, ask for these seven documents. Each one answers a specific question about legality, approvals or your rights as a buyer.

7 Oct 2026 · 7 min read
Calculator and house key illustrating home loan affordability
Guides How Much Home Loan Can You Actually Afford? A Worked Example

Banks look at your income, existing EMIs and the property value. Here is how the three limits work together, with a rupee-by-rupee example you can copy.

7 Oct 2026 · 6 min read

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